The UK’s ‘Not So Mini-Budget’: What it Means for You

What’s Happened? Liz Truss (our new PM) and Kwasi Kwarteng (our new chancellor) dropped an economic and political bomb on Friday (23/09/22). The aftershock of which could be felt for years to come. The bomb, which they are calling a ‘mini-budget’, is our first real introduction to ‘Trussonomics’. In summary, the plan is to borrow … Continue reading The UK’s ‘Not So Mini-Budget’: What it Means for You

Financial Bloodletting: Don’t Let this Happen to You

Without data, you are just another person with an opinion. W.E. Demming Follow The Data 🧪 Science is the practice of observing something, recording those observations, then using the data collected to make informed decisions; it is an ever-evolving field of study. The never-ending pursuit for improved understanding.  As time passes, many theories or ‘facts’ … Continue reading Financial Bloodletting: Don’t Let this Happen to You

The 5 Essentials to Becoming a Successful Investor

“The chief task in life is simply this: to identify and separate matters so that I can say clearly to myself which are externals not under my control, and which have to do with the choices I actually control. Where then do I look for good and evil? Not to uncontrollable externals, but within myself … Continue reading The 5 Essentials to Becoming a Successful Investor

Explained: The Benefits of Inflation!

2022 has thus far been a year of bad news and previously unimaginable events! For those folks reading this in the future, I’m sure 2022 will have been a pivotal year that everybody points to for years to come – please correct me if I’m wrong!! You would be forgiven, if you keep up with … Continue reading Explained: The Benefits of Inflation!

Explained: How UK Income Tax Works

Have you ever wondered how your hard earned cash is actually taxed? Well, wonder no more!!! In this post I lay out how UK income tax works and what it means to you. Myth Buster 101 In a recent poll on my Instagram page, 30% of the respondents believed a higher rate tax payer only … Continue reading Explained: How UK Income Tax Works

“A Globally Diversified Basket of Equities”… WTF does that even mean?!

If you’ve followed me for any amount of time or spoken to me about investing, I have most likely pulled out this line: A globally diversified basket of equities Me (about every 5 minutes) But for those just starting out on their investment journey, I am aware it could lead to a WTF?! moment… ‘if … Continue reading “A Globally Diversified Basket of Equities”… WTF does that even mean?!

The View from 30 🏔

I made it. 30 laps around the sun! My twenties were a full of highs and lows. Great experiences and friendships. Love and failure. Nights of excess and periods of reflection. Here is a list of thoughts on life and investing in no particular order from me at the big 3-0.

Simple Wealth, Inevitable Wealth: An Ode to Equities

I’ve been attempting to write this blog post for some time, however I have never been happy with the result. What I’ve come to realise is that Nick Murray’s words speak for themselves. Trying to comment on, review or explain his message just muddies the water. Nick is a talented writer. His ideas are well … Continue reading Simple Wealth, Inevitable Wealth: An Ode to Equities

Volatility vs Risk

“Real returns are found on the other side of volatility” In the investing world volatility is used as a primary measure of risk. However, once you understand volatility, you’ll realise the real risk is not investing. Volatility makes for an excellent headline, but it is not a real risk over the long term – in … Continue reading Volatility vs Risk

11 Investing Commandments

Here are the investing commandments I try to live by. The first one came to me in a dream 😄 I woke up at 5:30am and wrote the rest down straight away. Almost as if I was a vessel for a higher power! I am now on the lookout for a burning bush… Speculating is … Continue reading 11 Investing Commandments

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